More often than not, skimming is pulled off during legitimate transactions. Skimming occurs at point of sale (POS) systems where debit and credit cards are used to make transactions, such as ATMs, gas pumps, and cash registers. While this scam has been around for several years, skimming is still a common method of credit card fraud. How Does Credit Card Skimming Happen? Skimming credit/debit card information at point-of-sale (POS) stations Read below to find solutions to two forms of fraud that are widely talked about today- skimming and scanning. But the real question is: If the card is still in my fanny pack, how did it happen?Ĭriminals employ a number of nefarious ways to lift your credit card and banking information without getting "go-go gadget arm" on your pockets (or fanny pack if that’s how you roll). Most credit card companies are willing to strike the unauthorized charges from your bill and refund your money-as long as you notify them within 60 days of the issued statement. So the damage has been done, but it’s not irreversible. Did you just become the victim of a credit card scanner scam? There are stores you don't recognize in places you haven't visited. You see a string of charges that you know for a fact you didn’t make. So, you take last month’s credit card statement out of the envelope, look it over and realize something’s wrong.
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